The Ins and Outs of VA Loans

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It is not only important to remember our Veterans but to support them. If you served our country, then you might qualify for a particular type of home loan know as a VA Loan, or Veterans Administration loan. This type of financing comes with significant financial benefits, and the requirements to secure a VA loan are often not as restrictive …

Join Us For A Free Homebuyers Seminar

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Thinking about making a move or buying for the first time? Curious about the loan process and what down payment assistance programs you may qualify for? Looking for a team of experienced professionals to help guide you through the steps of finding, financing, and buying the home of your dreams? Don’t miss out on this insightful seminar that can help …

5 Mortgage Mistakes (And How Much Each Could Cost You)

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Can’t wait to cozy up in that cute Colonial, but anxious about  getting a mortgage? We get it. Buying a home is a big deal. But with a little know-how, it’s easier than expected to make smart mortgage moves and save big bucks over the course of your loan. By avoiding these mistakes, you can put your home-buying butterflies to …

First Step To Buying a House

Your First Step to Buying a Home This Summer

shannonjones Buying a Home , Featured Articles , Home Tips , Long Beach Real Estate , Real Estate Leave a Comment

It’s no secret that many markets across the country, our local one especially, have seen the number of buyers searching for their dream home greatly outnumber the amount of homes for sale. This rise in demand  has created a highly competitive marketplace where buyers often need to distinguish themselves to come out ahead during the bidding process. A practical and proactive way …

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The Housing Affordability Index: Scary or No?

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There’s been a lot of recent talk about the Housing Affordability Index as of late. After strong affordability over the course of the housing market crash, things are starting to slow down, but is it cause for concern? The answer is no. What Is The Index and Why Such Highs and Lows Historically? The Housing Affordability Index is an index …

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Should I Be Worried if My Mortgage is Sold?

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You’ve bought your home, you’re settling in and paying your mortgage every month and suddenly you receive a notice saying your mortgage has been sold. It happens to many homeowners.  And the first time it happens, most wonder the same thing: “Should I be worried if my mortgage is sold?” There’s a reason for the sale, and it’s called the …

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Pre-Approval Letter

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What is a Pre-Approval Letter? A pre-approval letter is a document that states the amount a lender thinks you will be able to borrow. It is based on your income, credit profile, and expenses. Lenders will take into consideration how much money you will put down on the house, job history, and debt to income ratio.     Example of …