home buying stress

5 Ways to Reduce Home Buying Stress

shannonjones Buying a Home , Featured Articles , Real Estate Leave a Comment

Buying a home can cause more than a little stress. It’s a huge investment for most people. There’re lots of legally binding documents to dive into. Your finances are being scrutinized and squeezed. And when everything’s said and done, there’s no guarantee that your offer will be the one that’s accepted. Some of these things are simply out of your …

How Much Money You Really Need To Buy A Home

How Much Money You Really Need To Buy A Home

shannonjones Buying a Home , Featured Articles , long beach homes , Real Estate Leave a Comment

In a housing market where prices seem to be constantly on the rise, combined with Southern California’s well-known top-dollar real estate price tags, local buyers can find themselves wondering exactly how much money they need on hand to invest in the home of their dreams. When you combine the considerations of a down payment, the spectrum of closing costs, and …

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5 Mortgage Mistakes (And How Much Each Could Cost You)

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Can’t wait to cozy up in that cute Colonial, but anxious about  getting a mortgage? We get it. Buying a home is a big deal. But with a little know-how, it’s easier than expected to make smart mortgage moves and save big bucks over the course of your loan. By avoiding these mistakes, you can put your home-buying butterflies to …

What Are Buyer Assistance Programs?

What Down Payment Assistance Programs Are Available?

shannonjones Buying a Home , Featured Articles , Home Tips , Long Beach , Real Estate Leave a Comment

Buying a home is an exciting event but saving up for the down payment can be daunting for many buyers. Fortunately, there are down payment assistance programs that can help California home buyers minimize their upfront costs. “In this age of massive student loan debt and the rising cost of SoCal living, it can often feel like homeownership will always be just …

First Step To Buying a House

Your First Step to Buying a Home This Summer

shannonjones Buying a Home , Featured Articles , Home Tips , Long Beach Real Estate , Real Estate Leave a Comment

It’s no secret that many markets across the country, our local one especially, have seen the number of buyers searching for their dream home greatly outnumber the amount of homes for sale. This rise in demand  has created a highly competitive marketplace where buyers often need to distinguish themselves to come out ahead during the bidding process. A practical and proactive way …

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Applying For A Mortgage: Why So Much Paperwork?

shannonjones Buying a Home , Featured Articles , Real Estate Leave a Comment

During the homebuying process, the mountain of paperwork seems to never end…   We are often asked why there is so much paperwork mandated by the bank for a mortgage loan application when buying a home today. It seems that the bank needs to know everything about us and requires three separate sources to validate each and every entry on …

qualifying for a mortgage

Is Qualifying for a Mortgage Getting Easier?

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There has been a lot of talk about how difficult it is to get a home mortgage in today’s lending environment. However, three recent reports have revealed that lending standards are beginning to ease. This is great news for both first time buyers and current homeowners looking to move or buy a second vacation/retirement home. Let’s look at the three …